How to buy service company?

How to stop mystery credit card fees  July 10, 2011 – 02:16 pm
Redraw sketches to vector for tshirt design When you’re activating a new credit card, watch for “the pitch.”

When you call to activate a new credit card, you may be routed to representatives who try to sell you things like “credit protection” or “identity monitoring” to add to your account. These services, or “add-on products, ” are additional, optional services that will cost you money. You don’t have to buy anything extra from the credit card company to activate your credit card. In some cases, the sales tactics may be high-pressure and confusing.

Some things to ask yourself when you’re deciding whether you want add-on products:

  • Do you have enough information about the service to buy it?
  • Is the cost worth the possible benefit?
  • Do you understand whether you’d be eligible for the benefits of the service?
When you’re checking your monthly statement, watch for unfamiliar terms or fees.

Even if you don’t recall signing up to buy an extra service, be vigilant about checking your credit card statement for anything unfamiliar, including “add-on, ” optional, fee-based products.

If you want to cancel these services

Call your credit card provider by using the number on the back of your card and ask to cancel them. You are not required to buy these optional services from your credit card provider.

Source: Consumer Financial Protection Bureau

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No such thing as Libertopia - it is just fantasy

What Libertarians have the luxury of doing is sitting back and saying "All the problems will be solved if we just let Jesus, err, property into our hearts, err, politics". What they do tactically is to focus on incidents or areas where the political process is at its worst, and peddle their snake-oil theory, contrasting the gritty reality with their pristine fantasy. Of course the fantasy looks ...o chores? What's the difference?"
But of course this can be attacked in various ways, because Libertopia is pure fantasy, and the real-world rarely stacks up well to a fantasy, especially a political one.
A Libertarian can blithely argue that all problems would be solved by private charity, by people of goodwill, or if government would just get out of the way. It's a common tactic:

The Libertarian Playbook: fantasy and free rides

What Libertarians have the luxury of doing is sitting back and saying "All the problems will be solved if we just let Jesus, err, property into our hearts, err, politics". What they do tactically is to focus on incidents or areas where the political process is at its worst, and peddle their snake-oil theory, contrasting the gritty reality with their pristine fantasy. Of course the fantasy looks ... do chores? What's the difference?"
But of course this can be attacked in various ways, because Libertopia is pure fantasy, and the real-world rarely stacks up well to a fantasy, especially a political one.
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Reason and God

A fair amount of bashing goes on based on apparent clashes between those two. A recent thread (see below) brought this out explicitly. This is particularly pertinent to this forum since "faith-based intelligence" has come to describe some of Bush&Co's M.O.
The "inherent nature of faith" is in fact almost exactly the basis for Reason and God *not* being incompatible. I think that the bashin...piracle evidence. To me reason is the acceptance and evaluation of rational observations through objective sensory perceptions.
I can appreciate the arguement for faith being a sense that you "feel" but so many parts of organized religion ask you to neglect or ignore laws of the physical world that I hold true. That seems like a disregard for rational thought and thus unreasonable.

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