Brand Valuations Rankings

First Bank Retains Number 1 Banking Brand In Nigeria  June 11, 2017 – 11:48 pm
Interbrand Ranks Brand Value:

VENTURES AFRICA – For the second year running, Nigeria’s biggest lender, First Bank of Nigeria Limited has retained the number one banking brand in Nigeria, according to the current Top 500 World Banking Brands Ranking just released by The Banker and Brand Finance in the United Kingdom.

According to the current edition of The Banker magazine, a publication of the Financial Times Group, London, FirstBank beat two other competing Nigerian banking brands with a brand value of $201million. It would be recalled that FirstBank also emerged number one banking brand in Nigeria last year among the four banks that made the 2012 ranking.

For the ranking, Brand Finance employed the methodology of discounted cash flow technique to discount estimated future royalties at an appropriate rate to arrive at a net present value of a bank’s trademark and associated intellectual property which is the brand value that is used in the ranking.

Commenting on the ranking, FirstBank’s Head of Marketing & Corporate Communications, Folake Ani-Mumuney said “the emergence of FirstBank as the Number One Banking Brand is as a result of the good mix of key ingredients” including positioning, the personality of the brand and brand promise.

The process according to the magazine’s Editor, Brian Caplen has five steps. These are getting the brand-specific financial and revenue data before segmenting the revenue into retail banking, commercial banking, wholesale/investment banking, insurance, asset management and credit cards streams; model the market to identify market demand and the position of individual banks in the context of all other market competitors; establish the royalty rate for each bank; calculate the discount rate specific to each bank, taking account of its size, geographical presence, reputation, gearing and brand rating; and discount future royalty stream to a net present value which brings about the brand value.

Source: Ventures Africa

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Cyber warfare has begun in earnest

A new software “worm” called Stuxnet (its name is derived from keywords buried in the code) seems to have been developed to attack a specific nuclear facility in Iran. Its sophistication suggests that it is the work of a well-financed team working for a government, rather than a group of rogue hackers trying to steal secrets or cause trouble. America and Israel are the obvious suspects. But Stux...It launches an attack only when it finds a match. “The bad news is that the virus is targeting a specific process or plant,” says Wieland Simon of Siemens. “The good news is that most industrial processes are not the target of the virus.” (Siemens says it knows of 15 plants around the world that were infected by Stuxnet, but their operations were unaffected as they were not the intended target.)

American Jobs Creation Act has corp. tax breaks

US multinationals awarded huge tax break on foreign earnings
Under the guise of a provision to create jobs, the US Congress passed a revision to the tax code allowing an 85 percent reduction in taxes on foreign earnings of many of the country’s largest corporations. The reduction applies to profits made and held by overseas subsidiaries. Instead of requiring the companies to pay the standa...ns to consolidate the two companies at a cost of 5,000 jobs.
Ostensibly, the tax break is required to compensate US exporters for the loss of a government subsidy that helped offset tariffs imposed by other countries. The World Trade Organization ruled the subsidy a violation of fair trade. The European Union (EU) recently imposed sanctions, which were due to increase in successive months.

Breaking news Obama “worse than Bush”

Thomas Drake, the whistle-blower whom the Obama administration tried and failed to prosecute for leaking information about waste, fraud and abuse at the National Security Agency, now works at an Apple store in Maryland. In an interview with Salon, Drake laughed about the time he confronted Attorney General Eric Holder at his store while Holder perused the gadgetry on display with his security de...quirements of a federal acquisition regulation that governed the proposed system at a sliver of the cost, all while protecting American civil liberties at the code level. The NSA leadership, however, had already bet their careers on Trailblazer. So Drake blew the whistle, first to Congress, then to the Department of Defense Inspector General’s Office, and finally, and fatefully, to Gorman.

Er... theres more xcons at diebold than i knew

"SAN FRANCISCO -- At least five convicted felons secured management positions at a manufacturer of electronic voting machines, according to critics demanding more stringent background checks for people responsible for voting machine software.
Voter advocate Bev Harris alleged Tuesday that managers of a subsidiary of Diebold, one of the country's largest voting equipment vendors, included a...ion.
"We can't speak for the hiring process of a company before we acquired it," Jacobsen said. He would not provide further details, saying company policy bars discussion of current or past employees.
The former GES is Diebold's wholly owned subsidiary, Global Election Management Systems, which produces the operating system that touch-screen voting terminals use." more on link

Yes, theft, coercion, acquisition and plagiarism

The fact is Microsoft's growth has been mainly through acquisition and sometimes downright plagiarism. The history of Microsoft's innovations are a history of purchases, starting with MSDOS, copycating, such as making extensive use of Apple's Macintosh code to develope Windows 1.0, and thefts, such as Stacker's file compression utility (for which Stacker sued Microsoft and won a judgement in excess of $100 million).
(After all this, I believe Stacker after all agreed to be used in Windows and then engulfed by microsoft)
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